SoFi stock exhibits a bearish trend with negative signals from MACD and moving averages. Despite a recent buy signal from pivots, the stock is trading within a wide falling channel and has seen a 19.15% loss over 10 days with an average daily loss of 1.91%. The stock's current price is below key moving averages, suggesting downward pressure. Short-term and long-term technical indicators suggest a sell-off, with a potential target of $9.99 if the support level at $20.75 breaks. The P/E ratio of 52.71 indicates overvaluation, further supporting a bearish outlook. Recent insider trading data shows more sell actions than buy actions, and a negative insider power score. The stock is considered high risk due to its volatility and falling trend.