The analyst discusses the impact of proposed legislation, the Credit Card Competition Act, on dominant payment networks like Visa and Mastercard, which could reduce their transaction fees. Despite the initial negative market reaction (Visa down 4% to $327.88), the analyst views this as an opportune moment to invest. He highlights Visa as a "Hall of Fame" company, currently trading at $327.88 against an intrinsic value of $477.60, indicating significant undervaluation. The fundamental analysis underscores Visa's strong historical performance with robust revenue growth (11.5% CAGR over ten years), high Return on Invested Capital (over 28% for the previous four years), and a low Weighted Average Cost of Capital (8.69%). Furthermore, Visa's forward P/E ratio of 25.63 is near its historical lower range. The analyst posits that while legislative intervention targets the competitive advantage of Visa and Mastercard, any reduction in their fees would benefit consumer-facing businesses within a diversified portfolio (e.g., Amazon, Costco, Walmart), effectively reallocating profitability. He reiterated his "buy" rating for Visa, actively adding shares to his portfolio, and would consider adding Mastercard shares if they decline further. The predicted trend for both stocks remains bullish, with identified upside potential based on their intrinsic values.